Sparly
Stockholm area, Sweden · est. 2020 · website ↗
Registered as Sparly AB
Sparly is an early-stage fintech startup offering a financial fitness app for young consumers. The app is empowered by Open Banking technology, nudging and gamified by content from our B2B-partners. Low financial confidence and skills, a normalized credit culture is leading to huge indebtedness among young adults. Unpaid debts are leading to anxiety, stress, stigma and social isolation for the young generation.
Filed financials
Filed with a public registryFiled with Bolagsverket. The legal entity, not the group.
| Fiscal year | Revenue | Result | Employees | Cash | Equity | Total assets | Flags |
|---|---|---|---|---|---|---|---|
| FY2025 | - | -1.3 MSEK | 0 | 0.1 MSEK | 0.1 MSEK | 0.1 MSEK | None |
| FY2024 | under 0.1 MSEK | -0.2 MSEK | 1 | 0.4 MSEK | 1.4 MSEK | 1.4 MSEK | None |
| FY2023 | under 0.1 MSEK | under 0.1 MSEK | 1 | 0.3 MSEK | 0.1 MSEK | 0.4 MSEK | None |
| FY2022 | under 0.1 MSEK | 0.1 MSEK | 0 | under 0.1 MSEK | under 0.1 MSEK | 0.2 MSEK | None |
| FY2021 | under 0.1 MSEK | -0.1 MSEK | 0 | 0.1 MSEK | -0.2 MSEK | 0.2 MSEK | None |
| FY2020 | under 0.1 MSEK | -0.2 MSEK | 0 | under 0.1 MSEK | -0.2 MSEK | under 0.1 MSEK | None |
No open roles right now
No careers feed matched, so I cannot say whether Sparly is hiring.
Sparly’s careers page ↗Distress flags
Filed with a public registryVarsel notices, Kronofogden records, late filings, going-concern notes. What was filed, not a prediction.
- 2026-02-11 Entered liquidation (likvidation) on 2026-02-11, according to the company register.
Registered business activity (SNI)
Filed with a public registryStandard industry classification codes as filed with Bolagsverket.
Everything I could know about Sparly
A blank is a gap in my coverage.
Company health
Filed with a public registry- SurvivalRunway ~1 moLoss-making in its latest filed accounts (FY2025). cash 0.1 MSEK, loss 1.3 MSEK over the year (0.1 MSEK/month). Cash divided by that burn is ~1 months of runway. Filed facts, but the burn is the accounting result rather than true cash flow, and a funding round raised since the filing date does not show here yet.
- Age6 years oldFounded 2020, 6 years ago.
- CapitalSeedSelf-reported to the startup directory.
- Distress flags1 flag, see aboveliquidation (2026-02-11)
- GrowthShrinking, -1Average employees filed with Bolagsverket went from 1 in 2024 to 0 in 2025, a change of -1 people. This is a fiscal-year average from filed accounts, so it lags: it says whether the company has been adding people, not whether a role is open today.
What you'd build and work with
Read from their job ads- Building (problem type)No data for this company yet
- StackNo data for this company yet
- Role shapeNo data for this company yet
- SectorFintechMapped from the industry tags this company reported to the startup directory (education, fintech). Self-reported, so it is the company's own claim about its market.
- Engineering reputationRead from what they publishNo data for this company yetCompany websites plus the public GitHub API. Broader discovery via GitHub search would need an API token.
Hiring practicalities
Read from their job ads- Open rolesNo data for this company yet
- Working languageEnglish siteI hold no job-ad text for this company, so this is read from their own site: their website declares itself English. That is a proxy, not a statement about the working language. Checked against the 222 companies where I have both, it agrees about 9 times in 10, and the way it fails is a company running an English site while hiring only in Swedish.
Fit and mission
Worked out from facts I hold- Fit (chaos or structure)Chaosfounded 2020 (6 years ago), ~6 employees, Seed stage. Age, size and stage combine into the read.
Companies like this one
Worked out from facts I holdEach shows why. Not a recommendation.
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Work here?
Nobody has answered yet. Same questions for every company.
Answer for this companyWrong about Sparly?
The address, the headcount, the logo, a role that closed. Tell me which and I will fix it.